Loan
Stand-Up India Loan for SC/ST/Women
Facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sector.
Quick Info
Department:
Ministry of Finance / SIDBI
Amount Range:
₹1,000,000 - ₹10,000,000
Processing:
60 days
Benefits
✓ Loan: ₹10 lakh to ₹1 crore
✓ Composite loan (term loan + working capital)
✓ 75% debt, 25% equity (promoter contribution 10%, loan 15%)
✓ Repayment: 7 years with 18-month moratorium
✓ Credit Guarantee Fund (CGFMU) coverage
✓ Handholding support and mentorship
✓ Convergence with govt schemes
✓ Composite loan (term loan + working capital)
✓ 75% debt, 25% equity (promoter contribution 10%, loan 15%)
✓ Repayment: 7 years with 18-month moratorium
✓ Credit Guarantee Fund (CGFMU) coverage
✓ Handholding support and mentorship
✓ Convergence with govt schemes
Eligibility Criteria
• Must be SC/ST or Woman entrepreneur
- Age: 18 years and above
- Setting up greenfield enterprise (manufacturing/services/trading)
- Loan: ₹10 lakh to ₹1 crore
- At least 51% shareholding and controlling stake
- For non-farm sector only
- First-time entrepreneur
- Age: 18 years and above
- Setting up greenfield enterprise (manufacturing/services/trading)
- Loan: ₹10 lakh to ₹1 crore
- At least 51% shareholding and controlling stake
- For non-farm sector only
- First-time entrepreneur
Required Documents
Aadhar Card
PAN Card
SC/ST Certificate OR Woman certificate
Educational qualifications
Project report
Bank statements
Business plan
Quotations for machinery/equipment
Land/building documents
Partnership deed/Company registration
NOC from existing business (if any)
2 passport photographs
Apply for This Scheme
Interested in applying for this scheme? Our MSME experts will guide you through the entire application process and help maximize your benefits.
What happens next? After you submit an inquiry, our team will:
- Contact you within 24 hours
- Assess your eligibility for this scheme
- Guide you through the documentation process
- Handle the application submission with the government
Scheme Details
Contact for Details
Get a personalized quote based on your specific business requirements.
Our Services Include
- Eligibility Assessment
- Document Preparation
- Application Submission
- Follow-up
- Regular Status Updates
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