Loan

MUDRA Shishu Loan

Micro-credit scheme for small businesses and entrepreneurs requiring loans up to ₹50,000. No collateral required. Ideal for first-time entrepreneurs and existing micro-enterprises.

Code: MUDRA_SHISHU
30 days processing
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Quick Info
Department: Ministry of Micro, Small and Medium Enterprises
Amount Range: ₹10,000 - ₹50,000
Processing: 30 days

Benefits

✓ Loan up to ₹50,000 at subsidized rates
✓ No collateral/security required
✓ Flexible repayment: 3-5 years
✓ Lower interest rates than market
✓ CGTMSE coverage for security-free loans
✓ Priority sector lending benefits

Eligibility Criteria

• Business must be non-corporate, non-farm micro enterprise
- Loan amount up to ₹50,000
- Age: 18-65 years
- For manufacturing, trading, service activities
- No collateral required
- Can be availed by individuals, proprietorship, partnership, companies

Required Documents

Aadhar Card
PAN Card
Passport size photographs
Address Proof (Utility bill/Voter ID/Passport)
Bank Account Statement (6 months)
Business address proof
Quotations for assets to be purchased
Caste Certificate (if applicable for SC/ST)

Apply for This Scheme

Interested in applying for this scheme? Our MSME experts will guide you through the entire application process and help maximize your benefits.

Apply for This Scheme
What happens next? After you submit an inquiry, our team will:
  • Contact you within 24 hours
  • Assess your eligibility for this scheme
  • Guide you through the documentation process
  • Handle the application submission with the government

Scheme Details

Contact for Details

Get a personalized quote based on your specific business requirements.

Our Services Include
  • Eligibility Assessment
  • Document Preparation
  • Application Submission
  • Follow-up
  • Regular Status Updates
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